Re: No reaffirmation

Posted by: Me on 07/30/03:

In Reply to: No reaffirmation posted by: above water on July 29, 2003 at 17:44:42:

Her late payments aren't going to hurt your credit any more than filing your BK did. Your girlfriend should really refinance the car somewhere else and pay off the current loan, that way her credit report will reflect her payments. As far as rebuilding your credit I'm sure you can do that. There are lots of places that will loan you more money but they don't usually like to until your discharge is at least 1 yr old or older. Be careful about what kind of credit you get back into as there are companies that like to take advantage of folks like you and charge high interest or get you into some strange contract.

: My bankruptcy was discharged last month with no reaffirmation agreement on the car. My girlfriend co-signed on the car and wants to take over the payments in order to keep the car. I know she has already been late with one payment and it looks like she is late on this months also. I would like to start rebuilding my credit--Does the late pay affect me?

Follow Ups:

Post a Followup

Name    : 
E-Mail  : 

Subject  : Re: Re: No reaffirmation

Comments:
: Her late payments aren't going to hurt your credit any more than filing your BK did. Your girlfriend should really refinance the car somewhere else and pay off the current loan, that way her credit report will reflect her payments. As far as rebuilding your credit I'm sure you can do that. There are lots of places that will loan you more money but they don't usually like to until your discharge is at least 1 yr old or older. Be careful about what kind of credit you get back into as there are companies that like to take advantage of folks like you and charge high interest or get you into some strange contract.

: : My bankruptcy was discharged last month with no reaffirmation agreement on the car.  My girlfriend co-signed on the car and wants to take over the payments in order to keep the car. I know she has already been late with one payment and it looks like she is late on this months also. I would like to start rebuilding my credit--Does the late pay affect me?   




 
Return To The Bankruptcy Forum