Re: I have 2 questions about bankruptcy

Filing Bankruptcy Chapter 7 and Chapter 13 Personal Bankruptcy

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Posted by: BkinAk (not anymore) on 07/30/03:

In Reply to: I have 2 questions about bankruptcy posted by: Brandy on July 30, 2003 at 19:49:39:

: I filed bankruptcy almost 6 years ago. Do to things beyond my control I am going to have to file again I think. How long do I have to wait until I file bankruptcy again. And I have a car that I cant afford payments on now . If I let this get repoed ( already behind 2 payments) and get sued over it can I include this in my bankruptcy?
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First, you have to wait for 7 years from the date of filing (I believe its the date of filing, not the date of discharge, but I could be wrong) your first bk (if it was a Chapt 7 and you want to do another Chapt 7) before you can file again. Meaning if you filed 8/1/96 you could file again around 8/2/03.

Second, if your car gets repoed and they sue you, yes you can include this in your bk, however, it sounds like you are at least a year from being able to file again. You are able to do a Chapt. 13 at any time though.

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Subject  : Re: Re: I have 2 questions about bankruptcy

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: : I filed bankruptcy almost 6 years ago. Do to things beyond my control I am going to have to file again I think. How long do I have to wait until I file bankruptcy again. And I have a car that I cant afford payments on now . If I let this get repoed ( already behind 2 payments) and get sued over it can I include this in my bankruptcy? 

: $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

: First, you have to wait for 7 years from the date of filing (I believe its the date of filing, not the date of discharge, but I could be wrong) your first bk (if it was a Chapt 7 and you want to do another Chapt 7) before you can file again.  Meaning if you filed 8/1/96 you could file again around 8/2/03.

: 
: Second, if your car gets repoed and they sue you, yes you can include this in your bk, however, it sounds like you are at least a year from being able to file again.  You are able to do a Chapt. 13 at any time though.




 
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