Unusual Bankruptcy Question

Filing Bankruptcy Chapter 7 and Chapter 13 Personal Bankruptcy

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Posted by: Shannon on 10/27/03:

I live in Fl. My Husband and I are thinking of claiming bankruptcy (Chap. 7), we make 50K year. My unsecured debt is about 25K, and I have another 30K in School loans , which I know can't be discharged. With the high cost of daycare, I just cannot make ends meet. When I do my numbers, I have little or no disposable income. My only problem may be my car.I have a 2001 intrepid --the title is in my name, but I am paying my Mother in law back $300 /mo. She sold it to me for $8,000. I NEED my car. My husbands car is a piece of junk.. Since the title is my name, can I have her take a lien out on the car for what I owe her? Could that be a way to keep my car through bankrupcty? I really do owe her this money, and I really do pay her everymonth.. Any suggestion?

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Comments:
: I live in Fl.  My Husband and I are thinking of claiming bankruptcy (Chap. 7), we make 50K year.  My unsecured debt is about 25K, and I have another 30K in School loans , which I know can't be discharged.  With the high cost of daycare, I just cannot make ends meet. When I do my numbers, I have little or no disposable income. My only  problem may be my car.I have a 2001 intrepid --the title is in my name, but I am paying my Mother in law back $300 /mo.  She sold it to me for $8,000. I NEED my car.  My husbands car is a piece of junk.. Since the title is my name, can I have her take a lien out on the car for what I owe her?  Could that be a way to keep my car through bankrupcty?  I really do owe her this money, and I really do pay her everymonth.. Any suggestion?




 
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