Received Civil Complaint from District Justice office

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Posted by: Jill on 11/26/06:

I just received a certified letter in the mail today from "Claims Recovery Systems" about a Gateway account that I had in 2003. I know all about this account but I have no idea who "Claims Recovery Systems is. The last I had heard anything on this account was on April 21, 2006 and that was a letter from Leading Edge Recovery who said that this account was purchased by Worldwide Asset and that they were collecting for them. Can this, Claims Recovery Systems who according to the complaint now owns this account just buy this account and take me straight into court without even telling me who they are or trying to do a good faith settlement? Is this Legal under the Fair Debt Collection Act to purchase a account then not send the debtor anything not even a phone call and take them straight into court? Thanks Jill PS I'm in PA and the Debt is for $2,667.37 It was $1,400.00 but they added all their fees.

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