Re: Merrick Bank Credit Card

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Posted by: David A Aquino on 04/22/07:
In Reply to: Merrick Bank Credit Card posted by: Ronnie B. on October 05, 2005 at 12:08:29:
: Has anyone ever heard of Merrick Bank?
: It sounds like they are similar to Orchard, Household, HSBC and others in the subprime credit card market. Thought I'd share this... try www.merrickbank.com
: I received a guaranteed $1,000 limit Visa credit card application in the mail today. No account setup fee or annual fee. 19.70% APR.
: I don't want another credit card but I checked them out at www.merrickbank.com anyway. It looks like they are a new bank/company (established in 1996?) and they too specialize in people who want to reestablish or rebuild their credit.
: In their FAQ section you'll see they have 3 tiers of credit with 3 different APR’s and annual fees.
: In my particular case there were no fees at all but I have been working hard at getting my credit reports cleaned up, and I have a small 18-month car loan and a Visa credit card -- so maybe that's why.
: They also say their credit limits range from $500 to $1,000 to start and that they periodically review accounts and consider them for credit line increases.
:
: Anyway, these folks say they report monthly to all 3 CRA’s so I thought I'd pass on the info for those who may be interested.
:
: Getting a credit card after bankruptcy is not difficult, below are some of the better offers including Merrickbank.com.

: Hope this helps.

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Subject  : Re: Re: Merrick Bank Credit Card

Comments:
: : Has anyone ever heard of Merrick Bank?

: : It sounds like they are similar to Orchard, Household, HSBC and others in the subprime credit card market. Thought I'd share this... try www.merrickbank.com

: : I received a guaranteed $1,000 limit Visa credit card application in the mail today. No account setup fee or annual fee. 19.70% APR.

: : I don't want another credit card but I checked them out at www.merrickbank.com anyway. It looks like they are a new bank/company (established in 1996?) and they too specialize in people who want to reestablish or rebuild their credit.

: : In their FAQ section you'll see they have 3 tiers of credit with 3 different APR’s and annual fees.

: : In my particular case there were no fees at all but I have been working hard at getting my credit reports cleaned up, and I have a small 18-month car loan and a Visa credit card -- so maybe that's why.

: : They also say their credit limits range from $500 to $1,000 to start and that they periodically review accounts and consider them for credit line increases.
: :  
: : Anyway, these folks say they report monthly to all 3 CRA’s so I thought I'd pass on the info for those who may be interested.
: :  
: : Getting a credit card after bankruptcy is not difficult, below are some of the better offers including Merrickbank.com.
: 
: 
: : Hope this helps.




 





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