Re: summons

Find out the truth about debt consolidation, credit counseling, debt elimination, debt settlement, debt negotiation and debt reduction. Learn the best ways to get debt relief and get out of debt. The meeting place where people just like you come to share their stories and experiences about how to deal with credit and debt.
Discover what really works and what doesn't before you decide which one is best for you.

Get advice, help and support before, during and after filing at

I Want Credit Card Today

Posted by: Al on 08/10/07:
In Reply to: summons posted by: Holly on August 10, 2007 at 22:17:39:

First of Holly I'm sorry to hear what you're going through so close to completing your 13. There comes a point where you've got to make some tough decisions. And I think your house situation may be one of those tough choices. I would consult with a different attorney regarding your situation. How many payments are you behind? Are you upside down in the house? Did you reaffirm with the mortgage company?
Hang in there...
: Hello all...To make a long story short about 2 months ago my mortgage co filed for relief and got it. Now this week I get a summons to foreclose. My chap 13 will be done in about 6 weeks. My lawyer did not submit an answer for the relief because he said I had no grounds to object meaning my excuse was not good enough. This time I get the summons and have a chance to answer in 20 days. I called my lawyer but he didn't call me back yet. I think he may not because I still owe him some money but he also told me 2 months ago that he would get me time to sell my house so that they don't foreclose. Well my house has been on the market for 4 months and not selling. He also told me they can't sue me while I'm still in the bankruptcy that I was still protected. So why are they suing now? Do I get another lawyer? Is he really for the creditors? I think he will sue me too for his money after the plan is done. My plan is now at 52 months which it can be extended to 60 months. But that isn't enough to catch up on mortgage arrears. Can I get another lawyer if I'm still in this bankruptcy. Also will i need to file chapter 7 but then I would have to include what I owe him also right? This week I called for foreclosure help and was told they couldn't help because I was still in the middle of a bankruptcy. If I let the house go I know I can stay here for 6 months but what about if there is a deficiency. Will I be liable for the difference from the sale. I do think they waive the difference if I'm reading the summons right. Sorry so long. Hope someone can answer my questions. Thanks

~ ~ ~
Be careful when considering using companies offering credit counseling and debt consolidation services. Do a little reading to learn from other peoples experiences with debt consolidation and credit counseling. Then you can post questions here to get even more information about either credit counseling or debt consolidation.
~ ~ ~
Follow Ups:

Re: Re: summons Holly 08/10/07 (2)

Re: Re: Re: summons Al 08/10/07 (1)

Re: Re: Re: Re: summons Holly 08/10/07 (0)

Post a Followup

Name :
E-Mail :

Subject : Re: Re: summons

Comments:
:
: First of Holly I'm sorry to hear what you're going through so close to completing your 13. There comes a point where you've got to make some tough decisions. And I think your house situation may be one of those tough choices. I would consult with a different attorney regarding your situation. How many payments are you behind? Are you upside down in the house? Did you reaffirm with the mortgage company?

: Hang in there...

: : Hello all...To make a long story short about 2 months ago my mortgage co filed for relief and got it. Now this week I get a summons to foreclose. My chap 13 will be done in about 6 weeks. My lawyer did not submit an answer for the relief because he said I had no grounds to object meaning my excuse was not good enough. This time I get the summons and have a chance to answer in 20 days. I called my lawyer but he didn't call me back yet. I think he may not because I still owe him some money but he also told me 2 months ago that he would get me time to sell my house so that they don't foreclose. Well my house has been on the market for 4 months and not selling. He also told me they can't sue me while I'm still in the bankruptcy that I was still protected. So why are they suing now? Do I get another lawyer? Is he really for the creditors? I think he will sue me too for his money after the plan is done. My plan is now at 52 months which it can be extended to 60 months. But that isn't enough to catch up on mortgage arrears. Can I get another lawyer if I'm still in this bankruptcy. Also will i need to file chapter 7 but then I would have to include what I owe him also right? This week I called for foreclosure help and was told they couldn't help because I was still in the middle of a bankruptcy. If I let the house go I know I can stay here for 6 months but what about if there is a deficiency. Will I be liable for the difference from the sale. I do think they waive the difference if I'm reading the summons right. Sorry so long. Hope someone can answer my questions. Thanks

Return To

Learn about credit counseling, debt consolidation, debt negotiation, debt settlement, debt elimination, debt counseling and debt reduction. Get advice, help and support at